I am not paid or compensated in any way to write product reviews posted to this blog. There are affiliate links posted throughout this blog. So, when you click through on links and buy something, I may receive a commission. I pay for the products with my own funds. Product reviews always reflect my own experience with and honest opinion of the product as a consumer.
Tuesday, January 25, 2011
Some things that you should consider when selecting a plastic surgeon:
Start close to home. Limiting your search to skimming through your phone directory and randomly calling up plastic surgeons is not a very good approach. If you know or know of someone who has had plastic surgery, seek some advice or opinions from that person. He or she can share some valuable insight into how to prepare for, recuperate from, and what to expect out of your cosmetic surgery experience. Also, ask your primary care physician whether you are a good candidate for cosmetic surgery, and if so, who your primary care physician would recommend.
Find out about the cosmetic surgeon’s credentials and years of experience. Make sure that your surgeon is licensed in your state to practice medicine. If you are willing to travel out of state for the cosmetic surgery, investigate whether the surgeon is licensed in his or her state of medical practice. Inquire as to whether the surgeon is board certified by the American Society of Plastic Surgery and/or The American Board of Plastic Surgery, Inc. In order to get board certification, medical doctors have to pass a national exam, which is more rigorous than a state exam and may cover a specific area of medical practice. Board certification may or may not be a requirement in your state for the surgeon to practice cosmetic surgery, but it is most likely a plus. The best way to find this information is to check with the state department of health or the state agency that deals with licensing of medical personnel. The state agency will be able to explain what the exact licensing requirements are in your state. You can also check the status of medical licenses at The Federation of State Medical Boards. Ethics and professionalism is very important in any work field, but even more so when it comes to human lives and well being.
Interview several prospects for cosmetic surgeons. You should feel completely open and comfortable discussing your needs and concerns with your surgeon. The doctor should be willing to answer all of your questions and address your concerns, with empathy and confidence. If your gut tells you that something is not right about the surgeon, or you feel that a prospective surgeon doesn’t understand your needs, perhaps you should pass on this surgeon. Also, I would be very wary of any doctor that requires you to sign a document prohibiting patients from talking about or critiquing him or her publicly. As long as you are completely honest in your opinions about how you were treated, you have the right to express your views about medical care and treatment.
Check the references of the surgeon. You can request professional references directly from past and current patients of your cosmetic surgeon. It can be either reassuring or eye opening to find out what patients really think about the surgeon, the facility, and the staff. Also, you can do a Google search of the cosmetic surgeon and the surgery facility, and see what turns up. There is no end to the rants and praises prevalent on discussion boards related to doctor’s care and treatment. You can sense that people on the internet are usually very honest in their perceptions about doctors. If the doctor did a botched job, if the facility wasn’t clean and sanitary, or if the staff is unfriendly at a particular office, people will rant about their experience. That’s part of the beauty of the internet.
Check the references and reputation of the facility that your cosmetic surgeon is operating out of. You can easily find out whether the facility has a poor reputation in the community or is not properly licensed. Go to your state department of health’s website to do a search to make sure that the facility’s license is up to date and in good standing. Quite often information is also available on whether any complaints have been filed against doctors working at the surgical facility or the hospital.
A good web link to peruse, which will assist you in your search for a cosmetic surgeon and good hospital or other facility to get your procedure done is Hospital Compare. It is part of www.hhs.gov and was created through a collaboration of the Centers for Medicare & Medicaid Services (CMS), an agency of the U.S. Department of Health and Human Services (DHHS), along with the Hospital Quality Alliance (HQA). The website also provides information on the types of surgical procedures that are done at respective hospitals, the ratings of hospitals based on objective data and patient surveys of hospitals. The Hospital Compare link is not specific to cosmetic surgery, but still helpful.
Other helpful websites are:
The Joint Commission
The Department of Health and Human Services
The American Board of Medical Specialties
Copyright 2011- www.thewhimsicalmusingsofsusan.com
Thursday, January 20, 2011
Many consumers overlook the tremendous money saving value in coupons for various reasons. There is a myriad of misconceptions about coupons such as, “Coupons are messy and time consuming” or “Using coupons don’t reduce your grocery bill that much”. This frame of thought is untrue in many ways. Also, some people don’t use coupons because they just don’t understand them and don’t know where to start. Hopefully, I will be able to shed a little light on the subject.
Coupons come in different varieties and range in face value, that is the amount of money that the product purchase is reduced by, after redeeming the coupon. I have seen coupons for as little as $.15, some for as much as $20.00, as well as coupons that are buy one get one free, and coupons for totally free items. There is no limit to the type of offers manufacturers and retailers present through coupons.
I talked a little about face values of coupons. Now let’s go into the different types of coupons that are available. Here are the main types that you will most likely encounter:
Manufacturer coupons: Just as the name suggests, these are issued directly from the companies that manufacture the product advertised on the coupon.
Store coupons: These are coupons that are not issued by manufacturers, but rather they are issued by retailers of products. Store coupons are only intended for use at the retailer that issued them. Examples of retailers that are known to issue store coupons are Winn-Dixie, CVS, K-mart, Walmart, Target, Walgreens, Publix, etc. There are exceptions to almost every rule: In rare instances, retailers are willing to accept coupons from competitors.
Blinkies: Sometimes retailers place boxes on shelves, with a blinking light on the box. The box is filled with coupons, and would be located near the product advertised on the coupon. Feel free to take a few coupons from the box.
Tear Pack: These types are found in books of coupons with perforations, to tear off individual coupons. The books are located near related product.
Peal offs: You can find these directly attached to the product with adhesive and a plastic film. There will usually be bold words on the coupon, such as “Save $1.00 Now!”. In order to remove the coupon, it needs to be carefully pealed off. They are meant for shoppers who will be making an immediate purchase of the product.
Hanging tag: These are found wrapped around the product somehow. If you are looking at a bottled product, a hanging tag coupon might be suspended by a rubber band, around the neck of the bottle.
Catalina coupons: These usually print at the register during or after a transaction. The paper is of a thin quality, resembling receipt paper. Winn-Dixie and Walgreens are examples of retailers, which print Catalina coupons.
Internet printable: Coupons which are available for printing directly from a website.
|This is a coupon that I found on the back of a Jimmy Dean breakfast sandwhich package|
- Every coupon comes with an expiration date. Retailers generally refuse coupons that are expired. Be sure to organize your coupons so that they don’t expire before you get a chance to use them. The most popular methods of organizing coupons involve using file folders, accordion files, small file boxes, and/or binders. You can develop and customize a system that works best for your needs. Organizing is essential for success with using coupons.
- Read the fine print on your coupons. Pictures on coupons can be a little misleading. The product depicted on the coupon isn’t necessarily the product that is eligible for redemption. There are certain limitations that apply with product manufacturers. Some coupons state that consumers may use up to a certain amount of the same types of coupons in one transaction.
- Know the coupon policy of the store that you shop at. There are retailers that accept coupons up to a certain dollar amount. Other retailers are very liberal with their coupon policies. Still other retailers double, or triple the face value of coupons. I reside in Florida, and to my knowledge, there are very few retailers that double or triple coupons on a regular basis.
- Magazines are another print source for coupons. All You is a very good source, loaded with high value coupons. Walmart is the only retail store that sells All You at this time. The magazine is also available though subscription.
- Retailer sale circulars are a good place that store coupons are found.
- You can e-mail, call, or send snail mail to manufacturers, requesting coupons for your favorite products. If you visit the manufacturer’s website or check directly on the product packaging, there is information available on how to contact them. Also, some companies provide access to internet printable coupons on their website. It doesn’t hurt to join the company’s e-mail list, so that you can stay informed about newsletters, new products, free samples, promotions and rebate programs.
- Facebook.com: If you “Like” a retailer or product manufacturer on Facebook, sometimes you get access to internet printable coupons. In addition, companies send out alerts to promotions and new products.
- Coupons.com: This website is probably the most popular website for getting internet printable coupons. You just select and print the coupons that you need, and Voila! It’s so easy, even a caveman can do it.
- Smartsource.com: This company which produces inserts in the Sunday paper, also has internet printable coupons on their website.
- Redplum.com: Similar to Smartsource.com, you can find internet printable coupons on this website. The coupons are not always the same as what you would find in the Sunday paper, though.
- Ebay.com: It’s against the law to purchase and sell coupons. However, there is nothing illegal about paying for coupon clipping services. Many ebayers auction their service starting at $.99. Others, have a fixed price for their service. Just type “coupons” in the ebay.com search box, and the results will bring back a list of “coupon clipping” services for sale.
- Trade coupons with friends and family. Never underestimate the value of a coupon. A coupon that is of no use to you, could be helpful to someone else and vice-versa.
|Some of the Redplum and SmartSource inserts that I have collected|
Coupon tips to help you save money on groceries
How to Get Free Coupons in the Mail
Thoughts on TLC's Extreme Couponing Series
I Got a Free Bayer Contour USB Blood Glucose Meter with The CVS ExtraCare Program
Copyright 2011- www.thewhimsicalmusingsofsusan.com